R. Pavan Kumar Raju is a dedicated academician with over seven years of experience. His expertise lies in teaching and research in accounting, banking, investing, and finance. He completed his Ph.D. in 2018 from the Gandhi Institute of Technology and Management (GITAM). He also holds a Master?s in Business Administration, specializing in finance. His research includes impactful publications on topics like the effect of lockdown on large-cap stocks. He has also developed credit scoring models for small and micro-business borrowers. Since 2023, Dr. Pavan has been a vital part of CHRIST (Deemed to be University). He currently serves as the Coordinator for placements in the Department of Professional Studies, School of Commerce, Finance, and Accounting at the Bangalore Central Campus.